Banking in Belize is surprisingly straightforward for foreigners, but knowing local requirements will save you headaches.

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1. Documents You Need

• Valid passport
• Proof of address (lease, utility bill)
• Reference letters from your home bank (sometimes required)
• Immigration status proof if living long-term

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2. Choosing the Right Bank

• Local banks: Belize Bank, Atlantic Bank, Heritage Bank — strong customer service, local knowledge
• International-friendly banks: Offer multi-currency accounts, online banking, and ATM access

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3. Account Types

• Checking accounts for daily expenses
• Savings accounts with higher interest rates
• Business accounts for investors or entrepreneurs

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4. Tips for Smooth Account Opening

• Visit the branch in person (most banks require this)
• Bring copies of all documents
• Consider multi-currency accounts if you earn income abroad
• Be patient; small banks may take longer to process applications

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5. Summary

Banking in Belize is safe, accessible, and expat-friendly. With proper documentation and guidance, you’ll have a local account ready to manage living expenses, investments, and business operations.